Later Life Lending Adviser
Join a dynamic team as a Later Life Lending Adviser, with a competitive salary, uncapped commission, streamlined admin, and excellent progression opportunities for ambitious professionals.
Fluent Money’s Later Life Lending Adviser role is a full-time position offering a basic salary in the range of £30,000–£35,000, with further potential to earn upwards of £50,000 thanks to an uncapped commission structure. Hours are shift-based, totalling 40 per week, and additional benefits include private healthcare, increased holidays, and engaging team perks that bring extra value to your working life.
Administrative workload is dramatically reduced so that you can concentrate on what matters most: giving high-quality, regulated advice to customers. The company ensures advisers are supported with a consistent flow of qualified leads, allowing you to focus on advising and closing sales without time-consuming admin.
Day-to-Day Responsibilities
The Later Life Lending Adviser role involves handling outbound sales calls as part of a specialised equity release advice team. You will source financial products tailored to clients’ needs, provide regulated advice, and make recommendations on income protection, critical illness cover, and life insurance.
Following up on leads is streamlined, as dedicated back-office teams manage documentation and provider contact. Staying current on FCA requirements is essential, as you’ll uphold compliance protocols and adapt swiftly to industry changes. Minimum sales targets must be met, and setting high standards for customer care is a must.
Key Advantages
One of the biggest pros of this job is the significant reduction in admin tasks, thanks to strong support from dedicated teams. This leaves you more time for customer interaction and professional development.
The commission is uncapped, so high performers are rewarded directly for their efforts. With a solid base salary and competitive bonuses, there’s excellent earning potential for motivated sales professionals looking to advance their finance careers.
Potential Drawbacks
Candidates not comfortable in a high-volume outbound sales environment may find the pace challenging. The role demands experience in regulated sales and will not suit those without prior relevant qualifications, particularly CeRER.
There is no home office option available, making on-site attendance mandatory, so those seeking remote opportunities will have to look elsewhere.
Our Verdict
For seasoned mortgage or equity release professionals looking for a role with excellent earnings, strong leads, and career growth potential, this is a standout opportunity. However, it is best suited to those happy to work on-site and thrive in a busy, target-driven atmosphere.
